The National Pension Scheme (NPS) is a government-backed retirement savings program designed to provide financial security and stable income post-retirement. It is widely adopted across industries like manufacturing, retail, logistics, e-commerce, and facility management services (FMS) to help employees, including contract workers, apprentices, and blue-collar workforce, build a long-term retirement corpus through systematic contributions. NPS offers tax benefits, flexible investment options, and regulated fund management for both employers and employees.

For businesses, integrating NPS contributions into employee benefits enhances workforce retention, financial planning, and statutory compliance. By leveraging automated payroll deductions and digital fund management, organizations can streamline pension contributions, ensure legal adherence, and promote employee financial well-being. A well-structured NPS policy helps create a secure post-employment future and strengthens workforce trust.